WHAT THE EXPERTS SAY
"The team at Irwin Mitchell has a ‘pre-eminent reputation’ for travel personal injury work"
Legal 500 (2016)
We will provide initial advice on your claim FREE of charge.
We will then discuss with you at the outset the various options, which are open to you before we recommend the best option for you and explain in detail the funding arrangement before your claim proceeds.
The funding of your claim will depend upon a number of factors including where your claim is brought. We will advise you and we will recommend the best funding option for you.
ENGLAND & WALES
The methods of funding a claim in England & Wales include:-
Legal expenses insurance (LEI)
The best way to fund your claim is by relying upon legal expense insurance you may have as part of an existing insurance policy e.g. motor or household, or possibly credit card insurance which may cover all legal fees incurred on your behalf.
If you are a current member of a Trade Union you may be entitled to free legal assistance from them and they may also meet any legal costs incurred on your behalf. Please let us know whether your union may be prepared to cover your legal fees.
Conditional Fee (or “No win, no fee”) Agreement (CFA)
Under a CFA, we will not charge you for the work undertaken on your behalf (basic costs) should your claim be unsuccessful*.
Should your claim be successful, we will recover the majority of our legal fees from your opponent(s) together with your compensation.
We recommend that at the outset, your claim is pursued with the benefit of insurance to protect you from costs if your claim is unsuccessful.
This means that you are responsible for all legal costs incurred on your behalf. Unlike a CFA, if your claim is unsuccessful you will have to pay for the work undertaken on your behalf on the basis of the hourly rate agreed with us.
If court proceedings are started and your case is unsuccessful you will also be responsible for paying your opponents legal costs and expenses.
OUTSIDE ENGLAND & WALES
If your claim is pursued outside England & Wales again, it is normally best to fund your claim under a legal expenses insurance policy. However, if you do not have LEI, then we are normally able to arrange alternative funding (e.g. a contingency fee agreement where you pay nothing towards our fees).
* Subject to entering into a ‘No Win No Fee’ agreement in conjunction with our Allianz Litigate insurance policy and complying with your responsibilities under its terms.
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"I just wanted to send you a short note to thank you very much indeed to our solicitor for managing to settle this for me – it’s really very much appreciated. You did so in a very professional, helpful and efficient manner."